Equipment Finance Agreement

Take advantage of leasing from Roland Financial Services- one of the easiest ways to acquire business equipment!

What is an EFA?

This agreement is structured as a fixed-term obligation with equal monthly payments. Terms range from 12 months to 60 months. The borrower is the owner of the equipment and the lender has a security interest in the equipment.

Benefits of the Program

• No large down payment. The program provides up to 100% financing for the equipment. Down payments are not required and payments begin 30 days after the equipment is delivered.
  
  
• Hedge against inflation. Financing allows you to purchase new equipment today and repay with tomorrow’s less valuable dollars. In other words, your payments remain fixed despite inflation.
  
  
• Preserve bank credit lines. This program doesn’t affect your existing borrowing limits with your bank. You still have all your credit available for other needs.
  
  
• Conservation of cash. Cash isn’t tied up in overhead; it’s available for income producing investments. In effect, your cash can be used for appreciating assets, not depreciation.
  
  
• Maintain ownership. Given the long economic useful life of some equipment, this program provides for customer ownership of the equipment while avoiding unexpected fair market value purchase options.
  
  
• Easy upgrades. This program makes it easy for you to upgrade equipment or add additional equipment by increasing the remaining payments and executing minimal documentation.

Getting Started

Financing has never been easier!

1. Simply fill out an application
   
   
2. Fax completed application to 866-904-5842
   
   
3. Once approved, U.S. Bank will finance the equipment.
   

It’s that easy!

Contact Us!

U.S. Bank Vendor Services
1310 Madrid Street, Suite 105
Marshall, MN 56258
Toll Free: 800-225-3428
Fax: 866-904-5842
usbank.com/vendorservices